Many insurance agencies have started offering paperless insurance cards as several states are passing laws to accept electronic proof. The legislation has been adopted by 24 states, and Illinois is on the table to be the 25th if Governor Pat Quinn signs the bill into law.
Although many states have yet to pass the legislation, the ones that have found it easier for motorists to carry the proper documentation on their own devices. The law allows a smartphone, laptop or tablet to display the electronic forms, but it does not allow access to other documents on devices, according to Pantagraph.com. While hard copies will still be available, the electronic option could help decrease the amount of paper used.
Use of tablets and smartphones by companies to process mobile electronic forms and automate paper processes is also on the rise, said John Bergquist, Vice President of Sales and Marketing at Binary Office, Inc. Using mobile eForms software, forms can be completed in the field on any mobile device, signed by the customer, and sent in for processing. Here’s an example video of mobile eForms in use.
Electronic insurance benefits motorists
Missouri, Arizona and Idaho are among the most recent states to approve this kind of legislation. The idea was taken as a way to improve everyday processes while using modern technology. The law will make it easier for drivers to provide their proof of insurance without losing or misplacing it.
“With these advancements in technology, forcing Missourians to go through the hassle of printing and keeping hard copies of their insurance cards is unnecessary and burdensome,” Missouri Governor Jay Nixon told Pantagraph.com. “This common sense legislation will make life a little easier for motorists by eliminating this outdated requirement and allowing proof of insurance to be shown on a mobile device.”
As the number of smartphone users continues to escalate, the legislation is seen as a reasonable way to meet the new generation’s needs. By supplying drivers with a choice for the electronic version, it will give policyholders the chance to live green, while still offering paper copies for those that need it, according to the Property Casualty Insurers Association of America. The ability to choose is an attractive option for many agencies, and they are still able to comply with industry rules.
The main advantage to using mobile devices will be to have instant access to the motorist’s information. The cards can be downloaded onto a smartphone through an app or as a PDF, and it will work in real-time with a database that is updated regularly by insurers, according to MSN Money. This will help prevent insurance fraud and provide accurate statuses upon inspection.
While the law may not be a new concept, its passing will help many motorists to quickly access their information when they need it most.